How much can I borrow?
The amount you can borrow usually depends on your income, repayment ability, presence of collateral, credit condition and other financial commitments. Loan programs for any amount ranging from £3,000 up to £100,000 are available.

Do you accept credit application from people with bad debt?
Of course, our site is conceived with the idea of helping people struggling with bad debt. We accept credit application no matter what kind of bad debt you have.

I have bankruptcy in my credit history. Can I apply?
Yes, we help people who have a prior history of bankruptcy. Your bankruptcy has to be discharged before you apply.

How frequently are the repayments made?
Repayments are made monthly or fortnightly depending on your convenience.

How are the funds transferred after the loan is approved?
Loan amount is immediately accredited to the nominated bank account upon approval.  However, checks are also sanctioned upon discretion.

Do I have to provide personal information?
Yes, personal information is required for verification for approval. However, we take adequate measure to keep your information safe and confidential.

Are there loan programs for tenants?
We have loan programs for both tenants and homeowners. Tenants are given similar set of opportunities and flexibility as entitled to a homeowner.

What purposes can I use the loan for?
This depends on the borrowers. Loan programs for a whole range of reasons like home improvement, educations, car purchase, holiday, wedding, cosmetic surgery are available. 

How much time will it take to repay the loan?
Loan term will depend on the loan amount you borrow and can range from 3-25 years.